Stock House Plans – Why You Should Consider One for Your New Home

The decision to construct one’s dream home often comes with lots of joy. However, the ever-rising cost of constructing a house soon becomes the major challenge. It all starts from picking the correct house plans all the way to putting up the foundation. Without adequate knowledge, all your dollars might go to waste and no one is definitely willing to suffer the pinch of such a loss.

Speaking of dream homes, everyone has a desire to design the kind of house they want. For that reason, one can choose whether to have a design drawn up custom or rather check out for stock house plans. The two choices are differentiated by a couple of reasons and the basic one is cost.

Having a custom drawn designed house means a professional architect applies his skills limited to the individual homeowner’s needs or what they have in mind. Factors considered in such a situation are the size of the site of construction, ideas of the individual homeowner, population around the area, and the nationally and locally existing building code plans. Time is also a considerable factor for completion of a custom designed house.

On the other hand, stock house plans are substantial past drawn designs by a skilled designer or architect ideally of a specific purpose or general use. The question is, why choose a stock plan over a custom drawn plan? It all amounts to various reasons that are discussed below.

Affordability: Stock plans have an advantage over a custom drawn plan in that, you can save a lot (up to an approximate of 95%) when you choose this type of plan over a custom plan. The cost of a custom one can be surprisingly high in that the average cost of a stock plan ($700) can be a very small fraction of the cost of a custom one.

Moreover, you can save a lot on construction cost when a using a stock house plan. The advantage comes when you purchase a plan that had been previously used. This means all costs have been put into consideration, therefore, one can easily know what to expect come time for the actual construction. This gives an accurate budget, a small construction span, and efficiency due to prior arrangements during the recent use of the house plan.

Stock house plans can also be tweaked to meet the needs of an individual. Therefore you can be rest assured that you won’t be forced to accept every single internal or external detail of the plan. There are a variety of stock plans from which one may choose based on their personal interest. From the wide variety of house plans offered in the choices above, you can be assured to get one that suits to your lifestyle and ranges within your budget! All is now left to your decision.

Advantages Of East Facing House Plans

Are you planning of constructing a house? While there are many house plans that you can go with, not all of them are ideal for you. One of the best plans that you should consider is the east facing plan.

Benefits Of East Facing House Plan

There are a number of benefits that come with an east facing plan. Some of the benefits include:

Sunlight: since the sun rises from the east, it means that your house will be receiving a lot of sunlight during the early morning. This will reduce your energy bills as you don’t have to leave the lights on if you wake up early.

Health: researchers have shown that the morning sun is always the best. Since your house will be facing east, you will be getting the most from the beneficial morning sun.

Tips To Consider When Designing An East Facing House Plan

For you to design a perfect east facing house you need to put a number of tips into consideration:

Plenty of space on the east: as an architect you need to leave enough space in the east. This is the space that the people in the house will be using to bask during the early morning.

Short east compound wall: to allow plenty of sun into the building, you should ensure that you don’t cover the house with the compound wall. This calls for you to construct a wall that is much shorter than the house. To leave enough space on the east side you should ensure that the main gate faces northeast.

Have a verandah: when designing the house you should ensure that the house has a verandah on the eastern side where the owners of the house can sit and enjoy the healthy morning sun. You can design a sloping verandah; however, you should ensure that it doesn’t face west.

Clutter free: to avoid obstructing positive energy you should ensure that the space on the eastern side is clean and clutter free. This calls for you to remove any heaps of soil, stone or garbage that might be there. You should also ensure that the house doesn’t have any elevated land. The floor should be less elevated than the center room.

If there’s a road running in front of the house you should ensure that it’s lower than the plot.

Conclusion

These are the advantages of an east facing house plan. If you are interested in an east facing house, ensure that the plan is designed by a professional architect.

Pre-drawn House plans the Benefits and Styles

Pre-drawn house plans are those that are drawn by architects or home designers and then offered for sale, unlike those that are drawn for an individual, with input from the customer. While this method may be a great idea, there are definite benefits to purchasing pre-drawn house plans. Architects and home designers that do custom home designing also do a lot of their own designs, and it is these plans that are offered for sale
They are adept at making plans that utilize available space to the best possible advantage, and at laying out a floor plan to optimize curb appeal.

Custom designing of your home can take months to be completed and is extremely expensive, often up to ten times the cost of predawn or stock house plans. Using custom drawn plans can delay the construction of your home by many weeks There are dozens of home styles and literally thousands of plans to choose from, so you can be sure to find the home of your dreams.

If you find a house plan that you love, but want to make minor changes, most companies can have their designers do that for you, at an additional fee. It is also possible to have your plans reversed, for instance, if your breakfast nook faces west but the view from the north side of your lot is more attractive, you can reverse it. Many of the sites selling house plans will allow you to see a reversed view, of houses you might want to build.

Another service provided by the companies that design and sell house plans, is one that allows you to estimate the cost for building a particular house in your area of the country. The South is the least expensive area to build in and the West has the highest cost .The national average is somewhere in between.

There are dozens of house plan styles for you to browse and hundreds in each category, from A-Frame to Victorian, , from small to large, you can find the right home for your family. There are magazines, books and web sites galore that you can search

Beach houses, are small one story homes, raised above the ground, and usually have an open floor plan, with a lot of windows, to get a good view of the yard.. A low end Beach house with 2 bedrooms, 1 bath, kitchen and Great room would cost, about $74,000.00 to build, according to the national average, and about $15,000.00 more in the west and $8000.00 less in the south. These little houses make great vacation retreats and are also suitable as a starter home or retirement home for empty nesters.

Bungalows are 1 to 1and ½ story homes, They often incorporate features of the Craftsman style house, such as natural building materials, exposed rafter ends and gables. They also sometimes borrow features from the Country or Victorian look.A two bedroom, one bath bungalow in the mid-range can be built for between $70,000.00 and 95.000.00, depending on what part of the country you live in. A low-end two bedroom one bath can be built for $52,000 to 70,000. These cute homes are great for newlyweds or retirees

Large front porches, dormers and a roofline that lies parallel to the road are the main distinguishing features of Country homes. Farm house and French Country plans can also be included in this category. Open floor plans are not common to this type of house. A small country home, 576 square feet, with one bath and two bedrooms, can be built for under $60,000.00 can be erected on your site for under $60,000.00. A three bedroom, 1 and ½ baths, will average about $84,000.00 to erect on your site. .

Craftsman style homes are characterized by the use of natural materials like wood or stone for exterior walls, and rock foundations that slope out towards the ground. They may also include dormers, exposed beams, and overhanging eaves. A two bedroom one bath house in the craftsman style will cost between $52,000.00 and $62,000.00 to build a two bedroom, two bath, home with a 2 car garage will run about $96.000.00.

Another popular house plan style is the French Country home. They are similar to Country style in that they feature front porches, dormers and roof- lines that run parallel to the road. A two bedroom, two bathroom house with volume vaulted ceilings, walk in closets, walk in pantry covered rear porch and two car garage can be built for approximately$112.000.00 to $133.000.00 depending on where you live.

Log homes make the perfect vacation home since they evoke feelings of comfort and peace. These homes come in various styles and sizes. Wood logs are the main construction material,. A one story, two bedroom, one bath, log home, with a covered front porch, will cost about $90,000.00 to build.

Victorian style houses are generally two stories, with steep roof pitches, dormers, octagonal turrets and of course the trademark gingerbread trim. A two story, three bedroom, three baths home of this style, with an open floor plan, and unfinished basement, can be built on your lot for around $100,000.00.

Luxury homes are huge house with at least 3000.sq. ft of living space, they are characterized by large master bedroom suites.1 walk in closets, and extra rooms which can be used as a library, music room, media center or home office to name a few. A three bedroom, two and ½ bath, luxury home with a two car garage with storage space, breakfast nook, and covered front porch .will cost you between $ 180,000.00 and 240,000.

There are dozens of other house plan style categories, such as A-Frames, Mission, Contemporary, Southwest, and Tudor to name just a few. A web search for house plans yields a mind blowing number of searchable sites. Most of these allow you to search for house plans, by style, number of bedrooms, baths, with or without a garage, or by sq. ft. of living space.

Keep in mind that the estimate price to build, doesn’t include the price of the plans, any changes you make to the plans or building permit fees. Despite these fees,
Building your new home from pre-drawn plans will be cheaper and probably faster than having your home plans custom drawn.

Advantages Of Small Chicken House Plans

Chickens require a house to sleep and rest and in order to provide them with the required space, people generally look towards their backyards for an open space. This area must contain perches, nesting boxes, nutrition boxes etc. and should be durable enough to keep the hens safe from predators looking for a free meal.

In addition to protection, you have to have an area that has the ability to protect the chickens from bad weather. Small chicken house plans are the best designs for constructing chicken coops in the backyard. It allows you to build a chicken house which covers less space and provides maximum shelter.

The position of the chicken house should be so that it faces away from the direction of the sun. Moreover, it should provide protection from rain as well as winds. Usually the coops are placed inside a large run that is fenced with the help of chicken wire.

You can surf the internet for small house plans as well as small chicken hutch plans. Small hutch plans are available online and these are offered at variety of prices. Some websites also offer small chicken hutch plans for free. For the most part, these plans are not perfect and by not following the building plans completely may cause severe problems in the long run.

There are large chicken hutch plans available if you have adequate space but small chicken house plans are a better choice in certain circumstances. The circumstances and advantages of smaller plans over the large ones are discussed in this section of the article.

Space availability is a big problem in the modern houses; modern architecture has changed the way houses were built. Nowadays houses are built in such a way that backyards are pretty small as compared to the front lawns. Those who have small backyards and want to rear chickens in their houses will find small chicken house plans very useful and applicable.

These small hutch plans are made according to the needs of the small home owner and provide sufficient space to the hens reared in the house. Moreover these plans are also of great interest for the people who have large houses, enough space and budget but they want to keep relatively small number of hens.

Small chicken house plans include chicken coops that are built with the help of wood materials; they can also be made up of plastic and can be placed inside a run. There are several other suitable materials that can be utilized for this purpose.

Small chicken house plans are ideal when you want to build portable chicken coops. These are preferable plans in most cases because they allow you to change the location of the coop when your requirements change with the passage of time.

Budget is very important factor for deciding whether to use small chicken hutch plans or not. Those who have small budgets should take a hard look at small chicken house plans because they require less material and occupy less space. It will ensure lower expenses by reducing the amount of material, labor and time required to build a large chicken house.

A small chicken house plan is the best choice for those who want to raise a small number of hens, usually 5 to 10. They require less space for coop as well as run, less nesting boxes, less perches, less nutrition boxes etc. There are several other advantages that are associated with the chicken house plans and small chicken hutch plans.

Some of these sizes include dimension, position, location etc of the chicken hutch. It provides easy access to the owners of the chicken and the chickens can also easily enter into and exit from the houses built with the help of a good set of small chicken house plans.

The Importance of House Plans

Whenever the construction of a house is concerned, the planning is extremely important. If a house is constructed without proper planning, the chances of it being successful and staying up for a longer period of time are very slim. However, if a house is made with a properly thought of concept and an idea in a person’s head, then it is surely going to be a good place to live in for the residents as well as meet all their needs.

Now, most people who opt for house building think of designing it themselves. They do not ask for any expert advice, and if they have an empty plot, they just hire builders and construction agents and give them an outlay of their plans as to how they want their house to look like.

For those who have no idea about construction and how houses should be planned, this is an extremely poor idea. Your house is something that cannot be torn down and rebuilt based on the fact that it was ‘poorly planned’ and hence the planning of your house needs to be accurate and very good.

There are several ways by which you can get house planning ideas. One of the most prominent ways to have houses planned is by doing so online. There are various different methods that can be used in this regard. The simplest way is to open up a website of a firm that offers planning in the country where you live in, and then you can easily establish contact with that company and order your plans from them.

However, it is very important that the company you choose should be reliable and established so that you are not fooled, because you would be paying money while acquiring the services of the company.

Secondly, you must make sure that the company already has a very prominent name in the field of house planning, and you should check out the pictures in the builder directory of that website to get a clear picture as to how the houses are designed by those firms. This would give a clear picture in the user’s head so that he or she would get an idea about the type of plan that might be returned. Secondly, you also get customer support options, so if you feel the house plan is not up to the mark and requires changes, that can be done as well.

Home Improvement Loans Turn Your Home Into A Paradise

Home is the place where most of our time is spent. It’s the place where we feel most secure. It’s like the fortress which saves us from all the possible troubles that we can have.

These are a few reasons why our home should be at its absolute best. Things which can make it that can be minor or major.

If that is the case with you but you do not have sufficient funds with you to afford home improvement then home improvement loans are tailor made for you.

Home improvement loans are loans which are specifically designed for people who want to make changes to their home but they can not because of their financial standing.

A person may require a home improvement loan to make major or minor changes to their home which may be one of the following.

o Construction of the house

o Adding of a bedroom, kitchen

o Restructuring

o Landscaping the garden

o Adding to the safety of the house

o Electrical and plumbing work

o Renovation

o New furniture

Any work or changes that we make to our home is good for ourselves only as the owners will eventually benefit from the changes that take place in the home.

Benefits of going for home improvement

By going for home improvement we will raise the value of the house which will help us in negotiating a better deal if we want to sell the house.
Home improvement is better than moving to a new home both in financial and emotional terms.
Home improvement provides a lot more satisfaction to the owner of the home.

There are two ways of going for the home improvement loans

Secured home improvement loans is a way where by a borrower will have to provide collateral as a security to the lender which may be any of his assets. Such as borrowers car or his machinery. However if the borrower provides his home as a security this method of home improvement will be known as home equity method of borrowing home improvement loan. By this method we can get loans up to 125% of the property value.

Another method of borrowing home improvement loans is through unsecured means where the borrower does not have to provide any collateral to the lender as an obligation. However the borrower may have to pay a higher rate of interest to cover for the risk factor of the lender.

Home improvement can be required by any body therefore these loans are available to everyone even to people with bad credit. People who have faltered with their payments in the past such as CCJ’s, People in arrears or people who have filled for bankruptcy. Bad credit is determined on the basis of a credit score which is a three digit rating which tells the lenders about the financial credit worthiness of the borrower. A credit score of below 600 usually leads to bad credit.

For applying for home improvement loans all people need is to go online and fill in their personal and loan details form after that the loan decision will be made by the lenders in a day or two.

Benefits of taking home improvement loan through online lenders

o Fast approval of loans

o There are a vast majority of creditors so you can choose your alternatives

o You can apply even if you have bad credit history

o You can borrow up to £75000.

o You can avail a few tax benefits as well.

o With so many creditors you always get the best deal which includes low interest rates and easy repayment schedule.

o While online you can use other services available online like debt calculator, loan calculator etc.

o If you are not sure about anything you can also interact with our experts and discuss your problems.

Home is the place many people worship because for them it is a place where their god is. Therefore we should always keep it as it should be as a temple. “Home sweet home” is how the phrase is and if we keep making the efforts for that then it will keep our life sweet as well.

Fancy A Dream Home Get A Home Improvement Loan

Guess where most people spend their time well it’s their home. No wonder that people would like it to be perfect. So would most of the people as well. A perfect home depends on how an individual wants it to be. Perfection varies from individual to the other.

Most people love their home that’s why it should be perfect in fact it should be reflection of perfection. If you love your home as well than it should be as you want it to be not as it is. If that is the case with you and you want your home to be your paradise but you cannot afford it then a home improvement loan can help you in your quest.

A home improvement loan is basically a loan offered to people who want to make major or minor changes to their home. The changes can be major or minor. Examples of the changes are

o Adding or renovations of new rooms

o Central heating

o Landscaping

o Adding of luxuries like fireplaces or swimming pool

o Plumbing roofing or safety repairs

It could be a minor change or a major change which can completely turn around your home. A home improvement loan offers you an opportunity to make that improvement to turn your home into a dream home.

There are various ways by which an individual can go for a home improvement loan.

Secured home improvement loan in this loan the borrower provides a security to the borrower. The security could be any thing either a car or any other asset of the borrower.

Home equity is another type of secured home improvement loan where the security provided by the borrower can be only his home for which the loan has been taken.

Home improvement is basically an equity loan where the security is essential for the borrowing of the loan. However if the loan amount is under £10000 then an unsecured home improvement loan can be borrowed. An unsecured home improvement loan does not require the borrower to provide any kind of collateral to lender. These loans therefore carry a little higher rate of interest (about 1% – 2%) then the secured loans. This is the result of lender covering up for his risk factor. The usual interest rate is around 11.4% (variable)

Everyone in this world has home even people with bad credit history,
People like, CCJ’s, defaults, arrears, late payments or people who have previously filled for bankruptcy. A credit score is given to all UK people who have previously taken loans. A score of below 600 is the one which causes the bad credit history. A home improvement loan is now available to these people as well.

Applying for loans is easy all the people who want to get the home improvement loan need to do is go online and fill in their requirements after they have found themselves a lender. If approved they will get the loan very quickly.

There are other benefits of home improvement as well which many people do not know about.

o If you go for home improvement it increases the value of the home which helps the owners when the owner wants to sell the house. It often helps in getting a better deal for the home as a furnished home would fetch a better price then an unfurnished one.

o For most people pride is the most important thing and a dream home would be the thing that provides that pride.

o For people with bad credit history it is an opportunity to improve their credit score if they follow the repayment plan as it should be

A home can be the best place to be once you come from your work if it is properly maintained. A poorly maintained house is no good to anybody so a home improvement is an absolute necessity. A home improvement loan is designed for people who are not financially capable of going for home improvement with several benefits by keeping the borrowers financial capabilities in mind.

Tips for Home Improvement Home Equity Loan Financing

No one will argue that increasing the value of your home through home improvement projects
is a great idea. However, large home improvement projects can become quite expensive. Home
improvements lighten your wallet and empty your savings account. Careful planning and
thinking about all your financing options is necessary before beginning your home
improvement project. Below are a few tips for home improvement home equity loan financing to
take into consideration.

Home improvement home equity loans are becoming one of the most popular loans when it comes
to home improvement. Because the interest is deductible from your taxes, It’s a viable tool
for borrowing money. Interest rates on home improvement home equity loans are usually lower
than the interest rates of other types of loans. Another good thing about home improvement
home equity loans is that they are fairly easy to get.

Home improvement home equity loans are great loans for home improvement because the project
can greatly increase the appraisal value of your home. This is a loan that is obtained to be
able to get additional investments for use in the future. Home improvement projects such as
bathroom additions, bedrooms and home extensions can increase the value of a house. However,
some home improvement projects don’t really result in increasing the value of the house. The
construction of a swimming pool is one such project.

Take care when getting a home improvement home equity loan. Don’t forget that the collateral
that you are putting up against the loan is your own house. If you can’t make the payments
and make them on time, you could end up losing your home. You borrowed money for the sole
purpose of improving your house and losing your house would be a disastrous situation
indeed.

Many people use home improvement home equity loans for other reasons. The money is sometimes
spent finance other expenses such as vacations or everyday needs. Steady appreciation of
their houses is what people rely on to be able to pay for the debt. If the value of their
house depreciates at the end of any period, they are in huge financial hot water. This is
why home improvement home equity loans should be used for the improvement of your home
because the risks of depreciation are lower.

To avoid being indebted because of home improvement projects, these tips for home
improvement home equity loan financing should be kept in mind. Home improvements are a great
way to increase the value of your house but always use your head when getting home
improvement home equity loans to finance these projects.